Nancy Hetrick

Keynote speaker · Author · CDFA®

Straight talk on the money side of divorce.

Nancy Hetrick explains what divorce does to a financial life in plain English, to rooms that would rather be anywhere else. They leave with a list of what to do next.

Nancy Hetrick in a teal dress presenting at a Velocity business intensive
CDFA®Certified Divorce Financial Analyst
MAFF®Master Analyst in Financial Forensics
AWMA®Accredited Wealth Management Advisor
CeFT®Trained in financial transitions

What Nancy speaks on

Each talk is one hour and is tuned to the audience in the room. Pick a topic or tell Nancy who is attending and she will shape the hour around them.

Grey Divorce: Protect Your Retirement When the Marriage Ends After 50

Best for: adults 50+, advisors, attorneys

Divorcing late means less time to recover from a bad settlement. This talk shows what is really on the table and what it is worth after taxes.

  • Which retirement assets get divided, and how each one is valued
  • The decisions to make before anyone files
  • How to rebuild a plan that runs on one income

Divorce Is NOT for Dummies: How to Cover Your Assets

Best for: community groups, women's organizations, general audiences

Built on Nancy's book. A practical walk through the financial side of divorce for people who have never had to think about it.

  • What to gather before the first meeting with a lawyer
  • The financial questions to ask early, while they are cheap to answer
  • The mistakes that cost people the most, and how to avoid them

Supporting Women Through Divorce

Best for: financial advisors, planners, wealth management teams

A session for professionals whose clients are going through a divorce and expect them to know what to say and do.

  • What clients are facing financially and emotionally
  • How to be useful without overstepping your role
  • Where a divorce specialist fits on the client's team

When Clients Divorce: Helping or Hurting? The Role of the CFP

Best for: CFP professionals, financial planners, advisory firms

A client's divorce puts their planner in a spot where good intentions can still do damage. This session looks at where the planner helps and where the planner hurts.

  • What a divorcing client needs from their planner, and what they do not
  • Well-meant moves that backfire on the client or on the planner
  • How to work alongside attorneys and divorce specialists

Grey Divorce and the Estate Plan

Best for: estate planning attorneys, CPAs, trust officers

The estate plan is usually the last thing anyone looks at during a divorce, and it should be one of the first.

  • What happens to trusts and beneficiary designations while a divorce is pending
  • Why transfers and gifts made before filing can come back to haunt a client
  • When the plan needs a second look as the case moves along

Build a Divorce Financial Practice

Best for: CDFA professionals, advisors adding divorce services, conferences

Nancy trains CDFA professionals every day. This is the business side: how to turn the credential into clients.

  • How to find and serve divorce clients
  • How to package and price the work
  • How to earn referrals from attorneys and other professionals

Your audience, your topic

Custom

Planning a conference, retreat, or lunch-and-learn that does not fit above? Send the audience and the goal, and Nancy will propose a title and outline.

Nancy Hetrick smiling, with short auburn hair, in a patterned top and gray jacket

About Nancy

Nancy Hetrick has been a financial advisor and planner since 1999. From 2011 to 2024 she specialized in divorce financial planning through her firm, Smarter Divorce Solutions. She is also a financial planner with Strategic Portfolio Solutions.

In 2016 she founded the Divorce Financial Planner Training Center, which provides continuing education to CDFA® professionals nationwide. She is trained in both mediation and Collaborative Divorce.

  • Leadership Institute of Divorce Financial Analysts: 2024 Chair of the Board; board member in 2014, 2023, and 2025 Collaborative Professionals of Phoenix: 2023 President; board member 2017–2019 and 2024 National Association of Women Business Owners: Finance Director, 2014–2015
  • Recognition 2015 NAWBO Business Owner of the Year 2014 finalist, BBB Business Ethics Awards
  • Author Divorce Is NOT for Dummies: How to Cover Your Assets Divorce Financial Planning: Building a Successful Niche Business Co-author, Stress-Free Divorce, Volume 2
  • In the pressArticles published in the Wall Street Journal, Forbes, U.S. News, Barron's, CNBC, InvestmentNews, Huffington Post, and DivorcedMoms.com. Featured advisor in Morningstar Magazine.

Outside of work, Nancy hikes, rides motorcycles, and spends time with her four children and seven grandchildren.

Photos

Photography by Sarah Hoag Photography.

On stage

Nancy Hetrick presenting at a Velocity business intensive, standing in front of a slide
Nancy Hetrick speaking in a teal dress and gesturing, with a video call open on a laptop behind her
Nancy Hetrick teaching a small class and pointing toward a slide on restricted stock units
Nancy Hetrick leading a small-group session in front of a slide that asks What is your niche?

Portraits and books

Book Nancy for your next event.

Tell her the date, the audience, and what you want them to walk away with. You will hear back with availability and fees.

  • LengthOne hour, with room for questions
  • WhereIn person (Arizona and beyond) or virtual
  • AudiencesAssociations, firms, conferences, community groups
  • FeesSent on request